According to Odaily Planet Daily, Bitwise Chief Investment Officer Matt Hougan stated that incorporating crypto assets into 401(k) plans will provide a "slow, steady, and consistent" retirement investment mechanism, potentially significantly improving returns and reducing market volatility. According to data from the Investment Company Institute and the Federal Reserve, as of the first quarter of 2025, total U.S. retirement assets reached $43.4 trillion, of which defined contribution plans (including $8.7 trillion in 401(k) plans) totaled over $12 trillion.
Michael Heinrich, co-founder and CEO of 0G Labs, added that if the relevant policies are designed properly, trillions of dollars in retirement funds could be released for Bitcoin and other compliant assets. However, if they are not implemented properly, they could also trigger political and financial backlash, especially on key details such as token qualifications, custody mechanisms, and protection measures. (CoinTelegraph)